Credit union · NCUA insured
Wayne Westland Federal Credit Union Auto Loan Rates
Wayne Westland Federal Credit Union auto loans start at 4.50% for a used one. Rates checked October 16, 2026.
How Wayne Westland Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Wayne Westland Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Wayne Westland Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Wayne Westland Federal Credit Union auto loan score
85
Auto loan score
Higher than 69% of U.S. banks and credit unions
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wayne Westland Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Refinanced Auto Loans 2025-2026
Rates based on qualified credit and credit score. Rates are subject to change.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.00% | For model years 2025-2026. Rates based on qualified credit and credit score. |
Sources (1)
- wwfcu.org/resources/rates · captured Oct 5, 2026
Used Auto Loans 2019 and older
Rates based on qualified credit and credit score. Rates are subject to change.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.25% | For model years 2019 and older. Rates based on qualified credit and credit score. |
Sources (1)
- wwfcu.org/resources/rates · captured Oct 5, 2026
Used Auto Loans 2020-2024
Rates based on qualified credit and credit score. Rates are subject to change.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | For model years 2020-2024. Rates based on qualified credit and credit score. |
Sources (1)
- wwfcu.org/resources/rates · captured Oct 5, 2026
Who can join Wayne Westland Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible for membership if you live, work (or regularly conduct business in), worship, attend school, perform volunteer services, participate in associations headquartered in, participate in programs to relieve poverty or distress which are located in, or are incorporated or unincorporated organizations located in or maintaining a facility in Wayne County, Michigan.
Cost to join
- A minimum share deposit of $5 is required to open a savings account.
- A $2 membership fee is required, which goes toward the nonprofit Community Social Services of Wayne County.
Membership information collected October 5, 2026.