Credit union · NCUA insured
Wasatch Peaks Credit Union Credit Card Rates
Wasatch Peaks Credit Union credit cards start at 11.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Wasatch Peaks Credit Union’s credit card rates compare
Compared with banks and credit unions near Ogden, UT, where Wasatch Peaks Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Wasatch Peaks Credit Union
11.49%APR
- Annual fee
- None
Visa No Cash Back
Lowest rate
Ascent Credit Union
8.71%APR
- Annual fee
- $50
2nd-lowest rate
Deseret First Credit Union
8.90%APR
- Annual fee
- None
Wasatch Peaks Credit Union credit card score
76
Credit card score
Higher than 41% of U.S. banks and credit unions
- Purchase APRPurchase APR11.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wasatch Peaks Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Summit Rewards Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.49% | None | Variable APR. On Approved Credit (OAC); best rate, rate may vary depending on underwriting criteria and credit score. |
| Intro, 6 months | 0.00% | None | Promotional balance transfer offer: 0% fixed APR for the first 6 statement cycles (180 days) from the date of the first balance transfer completed during the promotional period of 02/01/2026 through 04/30/2026. After the initial 6 statement cycles, remaining balance converts to pre-determined rate based on creditworthiness. Available on all consumer Visa products. May not be used to pay any Wasatch Peaks Credit Union accounts. Visa account must remain in good standing. |
Sources (4)
- wasatchpeaks.com/credit-card-rates
- wasatchpeaks.com/credit-cards
- wasatchpeaks.com/rates
- wasatchpeaks.com/summit-rewards-credit-card
All captured Oct 4, 2026
Visa 1% Cash Back
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Variable APR. On Approved Credit (OAC); best rate, rate may vary depending on underwriting criteria and credit score. |
| Intro, 6 months | 0.00% | None | Promotional balance transfer offer: 0% fixed APR for the first 6 statement cycles (180 days) from the date of the first balance transfer completed during the promotional period of 02/01/2026 through 04/30/2026. After the initial 6 statement cycles, remaining balance converts to pre-determined rate based on creditworthiness. Available on all consumer Visa products. May not be used to pay any Wasatch Peaks Credit Union accounts. Visa account must remain in good standing. |
Visa 1.5% Cash Back
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | None | Variable APR. On Approved Credit (OAC); best rate, rate may vary depending on underwriting criteria and credit score. |
| Intro, 6 months | 0.00% | None | Promotional balance transfer offer: 0% fixed APR for the first 6 statement cycles (180 days) from the date of the first balance transfer completed during the promotional period of 02/01/2026 through 04/30/2026. After initial 6 statement cycles, remaining balance converts to pre-determined rate based on creditworthiness. Available on all consumer Visa products. May not be used to pay any Wasatch Peaks Credit Union accounts. Visa account must remain in good standing. |
Sources (4)
- wasatchpeaks.com/credit-card-rates
- wasatchpeaks.com/credit-cards
- wasatchpeaks.com/rates
- wasatchpeaks.com/1.5-cash-back-credit-card
All captured Oct 4, 2026
Visa No Cash Back
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49% | None | Variable APR. On Approved Credit (OAC); best rate, rate may vary depending on underwriting criteria and credit score. |
| Intro, 6 months | 0.00% | None | Promotional balance transfer offer: 0% fixed APR for the first 6 statement cycles (180 days) from the date of the first balance transfer completed during the promotional period of 02/01/2026 through 04/30/2026. After the initial 6 statement cycles, remaining balance converts to pre-determined rate based on creditworthiness. May not be used to pay any Wasatch Peaks Credit Union accounts. Visa account must remain in good standing. |
| Intro, 6 months | 4.99% | None | Introductory Fixed Rate on balance transfers from another creditor, other than Wasatch Peaks Credit Union. After 6 months, reverts to current stated rate (10.00% APR variable as of March 1, 2021). On Approved Credit. |
Who can join Wasatch Peaks Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Weber, Davis, or Morgan Counties, or in select underserved communities in Box Elder, Salt Lake, Summit, Utah, Tooele, and Juab Counties are eligible to join.
Employers and groups
- Individuals who support / join the Community Impact Fund (CIF) (free of charge) are eligible to join.
- Members of Trails Foundation of Northern Utah (TFNU.org) are eligible to join, with enrollment covered at no additional cost by Wasatch Peaks.
Family and household
- Immediate family members of an existing member-owner are eligible to join.
Membership information collected October 4, 2026.