Credit union · NCUA insured
Deseret First Credit Union Credit Card Rates
Top CarrotDeseret First Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Deseret First Credit Union’s credit card rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Deseret First Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Deseret First Credit Union
8.90%APR
- Up to
- —
Visa Platinum Card
2nd-lowest rate
Ridgeline Credit Union
8.90%APR
- Up to
- 18.00% APR
3rd-lowest rate
American United Federal Credit Union
9.90%APR
- Up to
- —
Deseret First Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Deseret First Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Card
Membership and eligibility required. Rates and terms subject to change. Approval and rate depend on creditworthiness. Fixed APR remains the same for the life of the loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed rate as low as 8.90% APR. Zero annual fee. No balance transfer fee. |
Sources (3)
All captured Oct 7, 2026
Visa Platinum Rewards Card
Membership and eligibility required. Rates and terms subject to change. Approval and rate depend on creditworthiness. Fixed APR remains the same for the life of the loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed rate as low as 10.90% APR. Zero annual fee. No balance transfer fee. |
Sources (3)
All captured Oct 7, 2026
Visa Signature Card
Membership and eligibility required. Rates and terms subject to change. Approval and rate depend on creditworthiness. Variable APRs adjust with prime.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.90% | None | Rate as low as 17.90% APR. Zero annual fee. No balance transfer fee. |
Sources (3)
All captured Oct 7, 2026
Who can join Deseret First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of The Church of Jesus Christ of Latter-day Saints or affiliated organizations and select employer groups are eligible for membership.
- Current employees of Deseret First Credit Union are eligible for membership.
Family and household
- Immediate family of eligible members qualify for credit union membership.
Other ways
- Members of The Church of Jesus Christ of Latter-day Saints are eligible for membership.
Cost to join
- A $5 initial membership share deposit is required to establish membership.
Membership information collected October 4, 2026.