Credit union · NCUA insured
Wasatch Peaks Credit Union Auto Loan Rates
Wasatch Peaks Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Wasatch Peaks Credit Union’s auto loan rates compare
Compared with banks and credit unions near Ogden, UT, where Wasatch Peaks Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Wasatch Peaks Credit Union
5.24%APR
- Terms
- up to 60 months
- Up to
- —
Auto Loan
Lowest rate
Utah Power Credit Union
3.79%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Education First Credit Union
4.60%APR
- Terms
- up to 72 months
- Up to
- 15.90% APR
Wasatch Peaks Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wasatch Peaks Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
On Approved Credit (OAC). Rates depend on credit history, loan-to-value, term, and underwriting criteria. Refinance must be from another institution.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | On Approved Credit (OAC). Best rate; actual rate depends on credit history, loan-to-value, and underwriting criteria. |
| up to 48 months | 4.99% | On Approved Credit (OAC). Best rate; actual rate depends on credit history, loan-to-value, and underwriting criteria. |
| up to 60 months | 5.24% | On Approved Credit (OAC). Best rate; actual rate depends on credit history, loan-to-value, and underwriting criteria. |
| up to 72 months | 5.49% | On Approved Credit (OAC). Best rate; actual rate depends on credit history, loan-to-value, and underwriting criteria. |
| up to 84 months | 6.24% | On Approved Credit (OAC). Best rate; actual rate depends on credit history, loan-to-value, and underwriting criteria. |
Sources (3)
All captured Oct 7, 2026
Who can join Wasatch Peaks Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Weber, Davis, or Morgan Counties, or in select underserved communities in Box Elder, Salt Lake, Summit, Utah, Tooele, and Juab Counties are eligible to join.
Employers and groups
- Individuals who support / join the Community Impact Fund (CIF) (free of charge) are eligible to join.
- Members of Trails Foundation of Northern Utah (TFNU.org) are eligible to join, with enrollment covered at no additional cost by Wasatch Peaks.
Family and household
- Immediate family members of an existing member-owner are eligible to join.
Membership information collected October 4, 2026.