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Credit union · NCUA insured

Ascent Credit Union Credit Card Rates

Top Carrot, Carrot Score 91Top Carrot

Ascent Credit Union credit cards start at 8.71% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Ascent Credit Union’s credit card rates compare

Compared with banks and credit unions near Ogden, UT, where Ascent Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 91

    This credit union’s lowest

    Ascent Credit Union

    8.71%APR

    Annual fee
    $50

    Go2 VISA®

  • Top Carrot, Carrot Score 99

    2nd-lowest rate

    Deseret First Credit Union

    8.90%APR

    Annual fee
    None

    Deseret First Credit Union rates

  • Top Carrot, Carrot Score 89

    3rd-lowest rate

    Horizon Credit Union

    9.90%APR

    Annual fee
    None

    Horizon Credit Union rates

Compare credit card rates near you →

Ascent Credit Union credit card score

87

Credit card score

Higher than 78% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR8.71%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Ascent Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Ascent Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, works, attends school, worships, or volunteers in Box Elder, Davis, Morgan, or Weber county.

Cost to join

  • An initial deposit of $5 into a Share Savings account is required to establish membership and ownership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Ascent Credit Union overview