Credit union · NCUA insured
Volt Credit Union Credit Card Rates
Volt Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 30, 2026.
How Volt Credit Union’s credit card rates compare
Ongoing purchase APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
Volt Credit Union
9.90%APR
Platinum Visa
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Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa
Generous credit limit up to $15,000, fixed APR, minimum credit score requirement of 680. No annual fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Credit limit up to $15,000; fixed APR; minimum credit score 680; no annual fee. |
Sources (1)
- voltcu.org/accounts/cards/credit-cards · captured Oct 30, 2026
Preferred Member Visa
Maximum credit limit of $5,000, no minimum credit score required. No annual fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Maximum credit limit of $5,000; no minimum credit score required; no annual fee. |
Sources (1)
- voltcu.org/accounts/cards/credit-cards · captured Oct 30, 2026
Share Secured Visa
Deposit at least $300 into a Volt savings (share) account which becomes the credit limit (maximum credit limit $3,000). No credit check, no annual fee, no minimum credit score required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.90% | None | Deposit at least $300 into a Volt savings (share) account which becomes credit limit; maximum credit limit $3,000; no credit check; no minimum credit score required; no annual fee. |
Sources (1)
- voltcu.org/accounts/cards/credit-cards · captured Oct 30, 2026
Volt Credit Union credit card score
84
Credit card score
Higher than 67% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join Volt Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Barry, Christian, Dade, Dallas, Greene, Jasper, Lawrence, McDonald, Newton, Polk, Stone, Taney, or Webster County, Missouri, or who have a family member who does.
Employers and groups
- Membership is open to individuals who work for one of Volt Credit Union's Select Employee Groups (SEGs).
Military, government and schools
- Membership is open to individuals who work for Volt Credit Union, the Missouri Credit Union Association, or another Missouri credit union.
Family and household
- Membership is open to individuals who are related to an existing Volt Credit Union member.
Membership information collected October 4, 2026.