Credit union · NCUA insured
Volt Credit Union Auto Loan Rates
Volt Credit Union auto loans start at 4.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 5, 2026.
How Volt Credit Union’s auto loan rates compare
Compared with banks and credit unions near Springfield, MO, where Volt Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Volt Credit Union
4.99%APR
- Terms
- —
- Discount
- None included
New Vehicles
Lowest rate
Multi-States Credit Union
3.49%APR
- Terms
- up to 84 months
- Discount
- None included
2nd-lowest rate
America's Credit Union
4.40%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
Volt Credit Union auto loan score
78
Auto loan score
Higher than 47% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Volt Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles (new)
Rate may vary depending on credit history and underwriting factors. Terms vary. APRs calculated individually based on each loan application. All loans OAC.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.74% | Rate shown is APR from. Rate may vary depending on each individual's credit history and underwriting factors. Terms vary. APRs calculated individually based on each loan application. All loans OAC, some restrictions may apply. |
New Vehicles
Rate may vary depending on credit history and underwriting factors. All loans on approved credit (OAC). Full coverage auto insurance required with maximum $1,000 deductible.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | Rate shown is APR from. Rate may vary depending on each individual's credit history and underwriting factors. Terms vary. APRs calculated individually based on each loan application. All loans OAC, some restrictions may apply. |
Used Vehicles
Rate may vary depending on credit history and underwriting factors. All loans on approved credit (OAC). Full coverage auto insurance required with maximum $1,000 deductible.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.99% | Rate shown is APR from. Rate may vary depending on each individual's credit history and underwriting factors. Terms vary. APRs calculated individually based on each loan application. All loans OAC, some restrictions may apply. |
Who can join Volt Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Barry, Christian, Dade, Dallas, Greene, Jasper, Lawrence, McDonald, Newton, Polk, Stone, Taney, or Webster County, Missouri, or who have a family member who does.
Employers and groups
- Membership is open to individuals who work for one of Volt Credit Union's Select Employee Groups (SEGs).
Military, government and schools
- Membership is open to individuals who work for Volt Credit Union, the Missouri Credit Union Association, or another Missouri credit union.
Family and household
- Membership is open to individuals who are related to an existing Volt Credit Union member.
Membership information collected October 4, 2026.