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Credit union · NCUA insured

Service 1st Credit Union Credit Card Rates

Service 1st Credit Union credit cards start at 6.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Service 1st Credit Union’s credit card rates compare

Compared with banks and credit unions near Dallas, TX, where Service 1st Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    Service 1st Credit Union

    6.00%APR

    Up to
    —

    MasterCard Gold

  • Top Carrot, Carrot Score 89

    2nd-lowest rate

    Unity One Credit Union

    8.90%APR

    Up to
    —

    Unity One Credit Union rates

  • Top Carrot, Carrot Score 92

    3rd-lowest rate

    Firefighters First Credit Union

    8.99%APR

    Up to
    16.99% APR

    Firefighters First Credit Union rates

Compare credit card rates near you →

Service 1st Credit Union credit card score

99

Credit card score

Higher than 99% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR6.00%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Service 1st Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Service 1st Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

← Service 1st Credit Union overview