Credit union · NCUA insured
UFCW Community Federal Credit Union Auto Loan Rates
UFCW Community Federal Credit Union auto loans start at 3.70% APR for a new vehicle and 4.70% for a used one. Rates checked October 16, 2026.
How UFCW Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Scranton, PA, where UFCW Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
UFCW Community Federal Credit Union
3.70%APR
- Terms
- up to 60 months
New Vehicle Loans
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
3rd-lowest rate
PAR-DEL EMP.
2.75%APR
- Terms
- up to 84 months
UFCW Community Federal Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.70%
- Used vehicleUsed4.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where UFCW Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans
For model years 2024 - 2026. Monthly payment of $13.53 per $1,000.00 borrowed.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 3.70% | Rates as low as 3.70% APR. Monthly payment of $13.53 per $1,000.00 borrowed. |
| up to 60 months | 3.70% | Current promotion for qualified borrowers. Vehicle must be 2024 or newer with no more than 1,000 miles. Fixed APR of 3.70% with monthly payments of $18.28 per $1,000 borrowed. Proof of income required at funding. |
Used Vehicle Loans
For model years 2020 - 2026. Monthly payment of $13.99 per $1,000.00 borrowed.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.70% | Rates as low as 4.70% APR. Monthly payment of $13.99 per $1,000.00 borrowed. |
Sources (1)
- ufcwpa.org/loan-rates · captured Oct 16, 2026
Who can join UFCW Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Luzerne, Lackawanna, or Wyoming Counties are eligible for membership.
Family and household
- Immediate family members of existing UFCW Community Federal Credit Union members are eligible to join.
Membership information collected October 5, 2026.