Credit union · NCUA insured
UFCW Community Federal Credit Union Savings Rates
UFCW Community Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Supersonic Savings Account. Rates checked October 16, 2026.
How UFCW Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Scranton, PA, where UFCW Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
UFCW Community Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $25
Supersonic Savings Account
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
UFCW Community Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where UFCW Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Supersonic Savings Account
0.25%APY
Requires maintaining a $500.00 minimum average daily balance to earn dividends. Dividends calculated on average daily balance and compounded/credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upRequires a $500.00 minimum average daily balance to earn dividends.$500 and up | 0.25% | $25 | Requires a $500.00 minimum average daily balance to earn dividends. |
Sources (3)
- ufcwpa.org/savings-rates
- ufcwpa.org/share-savings-truth-in-savings-disclosure
- ufcwpa.org/supersonic-savings-account
All captured Oct 16, 2026
Regular Share Account
0.06%APY
Requires credit union membership ($5.00 par value share deposit plus $5.00 nonrefundable membership fee). Rate applies to the full balance once tier range is met. Dividends calculated on average daily balance and compounded/credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $5,000Minimum average daily balance of $100.00 to earn dividends. | 0.05% | — | Minimum average daily balance of $100.00 to earn dividends. |
| $5,000 and upMinimum average daily balance of $100.00 to earn dividends. | 0.06% | $6 | Minimum average daily balance of $100.00 to earn dividends. |
Sources (3)
- ufcwpa.org/savings-rates
- ufcwpa.org/share-savings-truth-in-savings-disclosure
- ufcwpa.org/share-savings-accounts
All captured Oct 16, 2026
Special-purpose accounts
Coverdell Educational Savings Account (ESA)
0.25%APY
Deposits allowed until 18th birthday. Contributions grow tax-free for qualifying education expenses. Dividends calculated on average daily balance and compounded/credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upNo minimum required to open. Minimum average daily balance of $100.00 to earn dividends.$100 and up | 0.25% | $25 | No minimum required to open. Minimum average daily balance of $100.00 to earn dividends. |
Sources (3)
All captured Oct 16, 2026
Individual Retirement Account (IRA Savings)
0.25%APY
Includes Traditional IRA and Roth IRA savings accounts. Must have earned income equal to or greater than contribution; subject to IRS contribution and tax rules. Dividends calculated on average daily balance and compounded/credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum initial contribution of $5.00. Minimum average daily balance of $100.00 to earn dividends.$100 and up | 0.25% | $25 | Minimum initial contribution of $5.00. Minimum average daily balance of $100.00 to earn dividends. |
Sources (3)
All captured Oct 16, 2026
Christmas Club
0.10%APY
Entire balance is transferred to another account of yours on or after October 1 and the account remains open. Accrued dividends paid if closed within 7 days of opening. Dividends compounded and credited quarterly on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires a $100.00 minimum average daily balance to earn dividends. Entire balance transfers on or after October 1.$100 and up | 0.10% | $10 | Requires a $100.00 minimum average daily balance to earn dividends. Entire balance transfers on or after October 1. |
Sources (2)
All captured Oct 16, 2026
Vacation Savings Account
0.10%APY
Subject to terms under Other Club accounts. Dividends compounded and credited quarterly on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires a $100.00 minimum average daily balance to earn dividends.$100 and up | 0.10% | $10 | Requires a $100.00 minimum average daily balance to earn dividends. |
Sources (3)
- ufcwpa.org/savings-rates
- ufcwpa.org/share-savings-truth-in-savings-disclosure
- ufcwpa.org/vacation-savings-account
All captured Oct 16, 2026
Who can join UFCW Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Luzerne, Lackawanna, or Wyoming Counties are eligible for membership.
Family and household
- Immediate family members of existing UFCW Community Federal Credit Union members are eligible to join.
Membership information collected October 5, 2026.