Credit union · NCUA insured
TruService Community FCU Credit Card Rates
Top CarrotTruService Community FCU credit cards start at 9.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How TruService Community FCU’s credit card rates compare
Compared with banks and credit unions near Little Rock, AR, where TruService Community FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
TruService Community FCU
9.00%APR
- Up to
- 18.00% APR
Visa® Platinum Credit Card
Lowest rate
Alcoa Community Federal Credit Union
7.99%APR
- Up to
- 15.99% APR
3rd-lowest rate
Telcoe Federal Credit Union
9.25%APR
- Up to
- —
TruService Community FCU credit card score
88
Credit card score
Higher than 81% of U.S. banks and credit unions
- Purchase APRPurchase APR9.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TruService Community FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Credit Card
Credit approval required. No annual fee. Free balance transfers any time. Rate based on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.00%–18.00% | None | Rate based on creditworthiness and term of loan. Free balance transfers. |
Sources (3)
All captured Oct 4, 2026
Visa® Platinum Secured Credit Card
Requires deposit to secure credit limit (limit based on 100% of deposited funds). No minimum credit score or income required. Rate based on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Requires a deposit which determines credit limit. Rate based on creditworthiness and term of loan. |
Sources (3)
All captured Oct 4, 2026
Who can join TruService Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you own or operate a business or organization located in one of the 15 eligible Arkansas counties.
- Eligible if you live, work, worship, attend school, volunteer, participate in programs supporting individuals experiencing poverty or hardship, or belong to an organization headquartered in 15 specified Arkansas counties.
Employers and groups
- Eligible if you are a current employee of the credit union.
- Eligible if you are retired from qualifying employment and receive a pension or annuity.
Family and household
- Eligible if you are an immediate family member of, or live in the same household as, an eligible member.
- Eligible if you are the spouse of an eligible person who has passed away.
1 more way to join
Other ways
- Eligible if your organization qualifies through an eligible individual or group affiliation.
Cost to join
- Open a savings account online or in-branch with a minimum initial deposit of $5.
Membership information collected October 4, 2026.