Credit union · NCUA insured
TruService Community FCU Auto Loan Rates
Top CarrotTruService Community FCU auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 22, 2026.
How TruService Community FCU’s auto loan rates compare
Compared with banks and credit unions near Little Rock, AR, where TruService Community FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TruService Community FCU
3.99%APR
- Terms
- 24–75 months
- Up to
- 18.00% APR
- Discount
- None included
New and Used Vehicles (Cars, Trucks, and Motorcycles)
Lowest rate
Telcoe Federal Credit Union
3.74%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Orion Financial
3.95%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- Included in the rate
TruService Community FCU auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TruService Community FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Vehicles (Cars, Trucks, and Motorcycles)
Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| 24–75 months | 3.99%–18.00% | Rate based on creditworthiness and term of loan. |
Who can join TruService Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you own or operate a business or organization located in one of the 15 eligible Arkansas counties.
- Eligible if you live, work, worship, attend school, volunteer, participate in programs supporting individuals experiencing poverty or hardship, or belong to an organization headquartered in 15 specified Arkansas counties.
Employers and groups
- Eligible if you are a current employee of the credit union.
- Eligible if you are retired from qualifying employment and receive a pension or annuity.
Family and household
- Eligible if you are an immediate family member of, or live in the same household as, an eligible member.
- Eligible if you are the spouse of an eligible person who has passed away.
1 more way to join
Other ways
- Eligible if your organization qualifies through an eligible individual or group affiliation.
Cost to join
- Open a savings account online or in-branch with a minimum initial deposit of $5.
Membership information collected October 4, 2026.