Credit union · NCUA insured
Telcoe Federal Credit Union Credit Card Rates
Top CarrotTelcoe Federal Credit Union credit cards start at 9.25% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Telcoe Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Little Rock, AR, where Telcoe Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Telcoe Federal Credit Union
9.25%APR
- Up to
- —
Legacy Mastercard Premium
Lowest rate
Alcoa Community Federal Credit Union
7.99%APR
- Up to
- 15.99% APR
2nd-lowest rate
TruService Community FCU
9.00%APR
- Up to
- 18.00% APR
Telcoe Federal Credit Union credit card score
88
Credit card score
Higher than 81% of U.S. banks and credit unions
- Purchase APRPurchase APR9.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Telcoe Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Legacy Mastercard
Variable APR subject to change at any time. No annual fee. Regular terms and conditions apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.96% | None | Rates shown are Annual Percentage Rates (APR). Rates are variable and subject to change at any time. Loan terms available may vary depending on amount borrowed, length of contract, credit history, and payment method. No annual fee. |
Sources (1)
- telcoe.com/rates/index.html · captured Oct 7, 2026
Legacy Mastercard Premium
Variable APR subject to change at any time. No annual fee. Regular terms and conditions apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.25% | None | Rates shown are Annual Percentage Rates (APR). Rates are variable and subject to change at any time. Loan terms available may vary depending on amount borrowed, length of contract, credit history, and payment method. No annual fee. |
Sources (1)
- telcoe.com/rates/index.html · captured Oct 7, 2026
Mastercard Prime
Variable rate based on Wall Street Journal Prime Rate plus margin; max rate 18.00%. $2.00 monthly fee if not enrolled in electronic statements. Penalty APR of 17.99% may apply if 60+ days past due. Balance transfer fee is 3.00%. Cash advance fee is $10.00 (ATM) or greater of 3.00% or $10.00 (OTC).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99%–17.99% | None | Variable APR based on Prime Rate; loan terms and APR depend on amount borrowed, length of contract, credit history, and payment method. No annual fee. $2.00/month paper statement fee applies if not enrolled in electronic statements. |
Sources (3)
All captured Oct 7, 2026
Mastercard Secured
Must secure 120% of the requested card limit in Telcoe Prime Savings account. Variable rate based on Wall Street Journal Prime Rate plus margin; max rate 18.00%. $2.00 monthly fee if not enrolled in electronic statements. Penalty APR of 17.99% may apply if 60+ days past due. Balance transfer fee is 3.00%. Cash advance fee is $10.00 (ATM) or greater of 3.00% or $10.00 (OTC).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Must secure 120% of requested card limit in Telcoe Prime Savings account. Variable APR based on Prime Rate. No annual fee. $2.00/month paper statement fee applies if not enrolled in electronic statements. |
Sources (3)
All captured Oct 7, 2026
Who can join Telcoe Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, attend school, or worship in the state of Arkansas, with an Arkansas driver's license or state-issued ID.
- Membership is open to individuals who live, work, worship, or attend school in Pulaski or Pope county in designated underserved census tracts defined by the NCUA.
Employers and groups
- Employees of participating Select Employee Groups are eligible for membership.
Family and household
- Immediate family members of, or individuals residing with, a Telcoe member are eligible for membership.
Other ways
- Individuals who hold membership with a partner organization (Pulaski County Humane Society, Arkansas Learning Alliance, or Child Protection Center) via a $5 to $25 donation at account opening are eligible to join.
Cost to join
- A donation of $5 to $25 to a community partner organization at the time of account opening.
- Must open a Prime Savings account to establish membership.
Membership information collected October 4, 2026.