Credit union · Privately insured
Treadwell Credit Union Auto Loan Rates
Top CarrotTreadwell Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How Treadwell Credit Union’s auto loan rates compare
Compared with banks and credit unions near Dayton, OH, where Treadwell Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Treadwell Credit Union
5.49%APR
- Terms
- up to 63 months
- Up to
- —
Vehicle 2023 or newer
Lowest rate
Universal 1 Credit Union
4.54%APR
- Terms
- up to 63 months
- Up to
- 14.06% APR
2nd-lowest rate
Wright-Patt Credit Union
4.99%APR
- Terms
- up to 63 months
- Up to
- 15.44% APR
Treadwell Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Treadwell Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle 2023 or newer
Rates may vary based on credit score, term, and age of collateral. Lower your rate by .25% with direct deposit & automatic payments. No pre-payment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 7.49% | Up to 63 months. Rates shown are as low as. |
Vehicle 2022 & Older
Rates may vary based on credit score, term, and age of collateral. Lower your rate by .25% with direct deposit & automatic payments. No pre-payment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 5.89% | Up to 63 months. Rates shown are as low as. |
Vehicle 2023 or newer
Rates may vary based on credit score, term, and age of collateral. Lower your rate by .25% with direct deposit & automatic payments. No pre-payment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 5.49% | Up to 63 months. Rates shown are as low as. |
| 64–75 months | 5.89% | 64 to 75 Months ($10,000 min). Rates shown are as low as. |
| 76–84 months | 6.59% | 76 to 84 Months ($20,000 min). Rates shown are as low as. |
Who can join Treadwell Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.