Credit union · Privately insured
Towpath CU Credit Card Rates
Towpath CU credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Towpath CU’s credit card rates compare
Compared with banks and credit unions near Akron, OH, where Towpath CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Towpath CU
10.99%APR
- Up to
- 24.99% APR
Towpath CU Credit Card
Lowest rate
7 17 Credit Union
7.17%APR
- Up to
- 22.99% APR
2nd-lowest rate
BFG Federal Credit Union
8.99%APR
- Up to
- 14.99% APR
Towpath CU credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Towpath CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Towpath CU Credit Card
Must be a member of Towpath Credit Union. Credit card applications subject to approval. No annual fee. Balance transfer fee 3.00% or $10.00, whichever is greater. Cash advance fee of 5.00% or $10.00, whichever is greater. Foreign transaction fee of 1.00% of each transaction in U.S. Dollars.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99%–24.99% | None | Standard purchase APR based on creditworthiness up to a maximum rate of 24.99% APR. The APR is variable and may change after account opening up to a maximum rate of 25.00% APR. Current as of 01/01/2026. |
| Intro, 12 months | 0.00% | None | Special reduced introductory 0% APR is valid on qualifying balance transfers posted during the first 90 days following account opening. Transfers from existing TowpathCU accounts do not qualify. Special reduced rate is good for twelve (12) months from the first qualifying transaction post date, returning to individual cardholder's standard rate upon completion. Not valid on purchases or cash advances. Balance transfer fee of 3.00% or $10.00, whichever is greater, applies. Current as of 01/01/2026. |
Sources (1)
- towpathcu.com/credit-cards-3 · captured Oct 16, 2026
Towpath CU Rewards Credit Card
Must be a member of Towpath Credit Union. Credit card applications subject to approval. No annual fee. Earn 1.5 rewards points for every $1.00 spent on qualifying purchase transactions (or 1.5% cash back). Spend $1,000.00 on your TowpathCU Rewards Mastercard in first 60 days to receive 10,000 bonus points or $100.00 cash back. From October 1, 2026 to December 31, 2026, earn 5% cash back on eligible purchases made for qualifying restaurants and food delivery (up to $250 cash back on up to $5,000 in qualifying purchases).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99%–25.00% | None | Rates based on creditworthiness and vary between 15.99%-25%. Variable APR. No increased APR for Cash Advances or Balance Transfers. Cash advances and balance transfer transactions are not eligible for rewards points. |
Sources (1)
- towpathcu.com/credit-cards-3 · captured Oct 16, 2026
Who can join Towpath CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, or attends school in Summit, Geauga, Cuyahoga, Medina, Wayne, Stark, and Portage Counties, Ohio.
Family and household
- Membership is open to individuals who have an immediate family member who is a current Member.
Membership information collected October 5, 2026.