Credit union · Privately insured
Towpath CU Auto Loan Rates
Towpath CU auto loans start at 5.25% APR for a new vehicle and 5.75% for a used one. Rates checked October 16, 2026.
How Towpath CU’s auto loan rates compare
Compared with banks and credit unions near Akron, OH, where Towpath CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Towpath CU
5.25%APR
- Terms
- —
New Vehicles
Lowest rate
Summit Federal Credit Union
3.99%APR
- Terms
- up to 60 months
2nd-lowest rate
Integrity Federal Credit Union
4.25%APR
- Terms
- up to 72 months
Towpath CU auto loan score
72
Auto loan score
Higher than 31% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Towpath CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles
Rates effective as of October 1, 2026. APR applies to loans on 2025 or newer autos only with 5000 miles or less financing $10,000.00 & under. Loans over $10,000.00 require a prepaid finance charge which will affect the final APR. Rates, terms and conditions are subject to change and may vary based on applicant creditworthiness, loan qualifications, and collateral condition. All loans subject to approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.25% | Rates effective as of October 1, 2026. APR applies to loans on 2025 or newer autos only with 5000 miles or less financing $10,000.00 & under. Loans over $10,000.00 require a prepaid finance charge which will affect the final APR. |
Used Vehicles
Rates effective as of October 1, 2026. Rates, terms and conditions are subject to change and may vary based on applicant creditworthiness, loan qualifications, and collateral condition. All loans subject to approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.75% | Rates effective as of October 1, 2026. Rates, terms and conditions subject to change and may vary based on applicant creditworthiness, loan qualifications, and collateral condition. |
Who can join Towpath CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, or attends school in Summit, Geauga, Cuyahoga, Medina, Wayne, Stark, and Portage Counties, Ohio.
Family and household
- Membership is open to individuals who have an immediate family member who is a current Member.
Membership information collected October 5, 2026.