Credit union · NCUA insured
Integrity Federal Credit Union Auto Loan Rates
Integrity Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.
How Integrity Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Akron, OH, where Integrity Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Integrity Federal Credit Union
4.25%APR
- Terms
- up to 72 months
New Vehicles
Lowest rate
Summit Federal Credit Union
3.99%APR
- Terms
- up to 60 months
3rd-lowest rate
Firestone Federal Credit Union
4.49%APR
- Terms
- up to 72 months
Integrity Federal Credit Union auto loan score
88
Auto loan score
Higher than 83% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Integrity Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loans
Financed up to 100% of purchase price with terms up to 72 months for 2023 & newer models, or up to 100% of average NADA retail value for 2022 and older models. Rates based on evaluation of applicant credit.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.25% | Newer Motorcycle 2023 & Newer – Up to 100% Financing. Rate based upon an evaluation of applicant credit. Sample monthly payment for $20,000 for 72 months at 7.25% APR is approximately $344.42. |
| up to 72 months | 9.25% | Model years 2022 – 2020. Up to 100% of average NADA retail value. Rate based upon an evaluation of applicant credit. Sample monthly payment for $20,000 for 72 months at 9.25% APR is approximately $364.40. |
| up to 72 months | 11.25% | Model years 2019 – 2018. Up to 100% of average NADA retail value. Rate based upon an evaluation of applicant credit. Sample monthly payment for $20,000 for 72 months at 11.25% APR is approximately $385.04. |
New Vehicles
For 2023 and newer models. Traditional autos can be financed up to 100% or 110% of purchase price. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.25% | Up to 100% financing for 2023 & newer models. Rate based on creditworthiness and term of loan. |
Sources (3)
All captured Oct 16, 2026
Used Vehicles
For 2022 and older models. Up to 100% of average NADA retail value. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.25% | Model years 2022 – 2020. Up to 100% of average NADA retail value. |
| up to 72 months | 7.25% | Model years 2019 – 2018. Up to 100% of average NADA retail value. |
| up to 48 months | 9.25% | Model years 2017 – 2014. Up to 100% of average NADA retail value. |
Who can join Integrity Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Summit County.
Employers and groups
- Membership is open to employees of the credit union.
Family and household
- Membership is open to members of the immediate family of the household.
- Membership is open to spouses of persons who died while eligible for membership at the credit union.
Other ways
- Membership is open to organizations of eligible persons.
- Membership is open to volunteers in the community.
Cost to join
- A $5 deposit into a Share Account is required to join.
Membership information collected October 5, 2026.