Credit union · NCUA insured
Summit Federal Credit Union Auto Loan Rates
Summit Federal Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 16, 2026.
How Summit Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Akron, OH, where Summit Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Summit Federal Credit Union
3.99%APR
- Terms
- up to 60 months
New & Used Cars & Trucks
2nd-lowest rate
Integrity Federal Credit Union
4.25%APR
- Terms
- up to 72 months
3rd-lowest rate
Firestone Federal Credit Union
4.49%APR
- Terms
- up to 72 months
Summit Federal Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Summit Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Cars & Trucks
Single axle drive unit only. Same low fixed rates for both new and used autos. No application fee and no early payoff penalties. Payroll deduction available. Rates apply to new money only. All loans subject to credit approval and risk analysis.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.24% | Rates as low as 3.24% APR with Loyalty Rewards. |
| 24–66 months | 3.99% | As low as 3.99% (up to 66 mo.). 24 - 66 Months (Terms as long as 96 months available). Single axle drive unit only (New and Used). |
| up to 60 months | 3.99% | Loan payment example: $20,000 for 60 months at 3.99% APR = $368.85/mo. payment. All loans subject to normal credit approval terms and risk analysis. Rates apply to new money only. |
Sources (2)
All captured Oct 6, 2026
Who can join Summit Federal Credit Union
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