Credit union · NCUA insured
TLC Community Credit Union Auto Loan Rates
TLC Community Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How TLC Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Adrian, MI, where TLC Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TLC Community Credit Union
5.49%APR
- Terms
- up to 84 months
New and Used Auto Loans
Lowest rate
American 1 Credit Union
4.99%APR
- Terms
- —
2nd-lowest rate
Lenco Credit Union
5.19%APR
- Terms
- up to 78 months
TLC Community Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TLC Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Auto Loans
TLC uses a managed credit program. Stated loan rates are available to members with qualifying credit scores. Actual rates may be higher and will be determined by a variety of factors including credit score, age/type of collateral, and loan purpose. Platinum Membership discount lowers new auto loan rate by 0.15% APR with qualification (using 3 of 4 services: Checking, Debit Card, Online Banking, Direct Deposit).
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.49% | Rates as low as 5.49% APR with max terms up to 84 months. |
Sources (5)
- tlccu.org
- tlccu.org/loans
- tlccu.org/your-life/borrow/additional-lending
- tlccu.org/your-life/borrow/auto-loans
- tlccu.org/your-life/rates
All captured Oct 5, 2026
Who can join TLC Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.