Credit union · NCUA insured
Lenco Credit Union Auto Loan Rates
Top CarrotLenco Credit Union auto loans start at 5.19% APR for a new vehicle and 5.19% for a used one. Rates checked October 16, 2026.
How Lenco Credit Union’s auto loan rates compare
Compared with banks and credit unions near Adrian, MI, where Lenco Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lenco Credit Union
5.19%APR
- Terms
- up to 78 months
Auto Loans
Lowest rate
American 1 Credit Union
4.99%APR
- Terms
- —
3rd-lowest rate
TLC Community Credit Union
5.49%APR
- Terms
- up to 84 months
Lenco Credit Union auto loan score
80
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew5.19%
- Used vehicleUsed5.19%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lenco Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates based on individual credit worthiness, loan amount, and term. Lenco Credit Union uses a managed credit program.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.19% | 2026-2027 model year. Up to 72 Months. |
| up to 78 months | 5.19% | 2026-2027 model year. Up to 78 Months. |
| up to 66 months | 5.19% | 2023-2025 model year. Up to 66 Months. |
| up to 66 months | 6.69% | Auto 2022 Up to 72 Months (Terms column lists 66 M). |
| up to 72 months | 6.69% | 2021 model year. Up to 72 Months. |
| up to 54 months | 7.29% | 2019 model year. Up to 54 Months. |
| up to 36 months | 7.69% | 2016 model year. 36 Months. |
Sources (1)
- lenco.org/current-loan-rates · captured Oct 16, 2026
Who can join Lenco Credit Union
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