Credit union · NCUA insured
American 1 Credit Union Auto Loan Rates
American 1 Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How American 1 Credit Union’s auto loan rates compare
Compared with banks and credit unions near Jackson, MI, where American 1 Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
American 1 Credit Union
4.99%APR
- Terms
- —
- Up to
- —
- Discount
- None included
New Auto Loans
2nd-lowest rate
South Central Credit Union
4.99%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
3rd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
American 1 Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where American 1 Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | — |
Used Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | — |
Who can join American 1 Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.