Bank · FDIC insured
The First National Bank & Trust Company of Newtown Auto Loan Rates
The First National Bank & Trust Company of Newtown auto loans start at 7.75% APR for a new vehicle. Rates checked October 16, 2026.
How The First National Bank & Trust Company of Newtown’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where The First National Bank & Trust Company of Newtown has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
The First National Bank & Trust Company of Newtown
7.75%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New Vehicle Loans
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
The First National Bank & Trust Company of Newtown auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew7.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The First National Bank & Trust Company of Newtown ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans
Loan is subject to credit approval. Rates and terms may be higher for heavy duty commercial vehicles.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.75% | 25% downpayment required. Subject to credit approval. |
Sources (1)
- fnbn.com/personal/loans-lines-of-credit/vehicle-loans · captured Oct 7, 2026
Used Vehicle Loans
Loan is subject to credit approval. Rates and terms may be higher for heavy-duty commercial vehicles.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 9.00% | Vehicle age up to 2 years. 30% downpayment required. Subject to credit approval. |
| up to 36 months | 10.00% | Vehicle age up to 3 years. 30% downpayment required. Subject to credit approval. |
| up to 24 months | 10.00% | Vehicle age up to 4 years. 30% downpayment required. Subject to credit approval. |
| up to 24 months | 11.00% | Vehicle age up to 5 years. 50% downpayment required. Subject to credit approval. |
Sources (1)
- fnbn.com/personal/loans-lines-…redit/used-vehicle-loans · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.