Credit union · NCUA insured
The Family Credit Union Auto Loan Rates
The Family Credit Union auto loans start at 4.74% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How The Family Credit Union’s auto loan rates compare
Compared with banks and credit unions near Davenport, IA-IL, where The Family Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
The Family Credit Union
4.74%APR
- Terms
- up to 60 months
- Discount
- None included
New & Used Vehicles, Trucks, Motorcycles 2023 – 2026
Lowest rate
Gas & Electric Credit Union
4.40%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
2nd-lowest rate
Moline Municipal Credit Union
4.40%APR
- Terms
- up to 60 months
- Discount
- None included
The Family Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Family Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Vehicles, Trucks, Motorcycles 2023 – 2026
Rates are based on loans of $2,500 or more. Loans for less than $2,500 will be granted at Signature Rates. Fixed APR for up to 60 months includes a 10% down payment. All loans are subject to approval and may vary based on creditworthiness, qualifications and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.74% | Up to 60 months. Includes a 10% down payment for fixed APR up to 60 months. |
| up to 72 months | 4.99% | Up to 72 months. |
| up to 84 months | 5.24% | Up to 84 months. |
Sources (1)
- familycu.com/current-rates · captured Oct 7, 2026
Used Vehicles & Motorcycles 2018 and older
Rates are based on loans of $2,500 or more. Loans for less than $2,500 will be granted at Signature Rates. All loans are subject to approval and may vary based on creditworthiness, qualifications and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.49% | Up to 48 months. |
| up to 60 months | 7.99% | Up to 60 months. |
Sources (1)
- familycu.com/current-rates · captured Oct 7, 2026
Used Vehicles & Motorcycles 2019 – 2022
Rates are based on loans of $2,500 or more. Loans for less than $2,500 will be granted at Signature Rates. All loans are subject to approval and may vary based on creditworthiness, qualifications and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.49% | Up to 60 months. |
| up to 72 months | 5.99% | Up to 72 months (2021 and newer). |
Sources (1)
- familycu.com/current-rates · captured Oct 7, 2026
Who can join The Family Credit Union
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