Credit union · NCUA insured
Moline Municipal Credit Union Auto Loan Rates
Moline Municipal Credit Union auto loans start at 4.40% APR for a new vehicle and 5.50% for a used one. Rates checked October 16, 2026.
How Moline Municipal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Moline Municipal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Moline Municipal Credit Union
4.40%APR
- Terms
- up to 60 months
- Discount
- None included
New 2025-2026 Vehicle Loan
Lowest rate
Gas & Electric Credit Union
4.40%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
3rd-lowest rate
Ascentra
4.74%APR
- Terms
- 24–60 months
- Discount
- Included in the rate
Moline Municipal Credit Union auto loan score
87
Auto loan score
Higher than 78% of U.S. banks and credit unions
- New vehicleNew4.40%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Moline Municipal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2016 & Older Vehicle Loan
Rates subject to change and based on individual credit history. Loans subject to Risk Base Lending.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 7.00% | APR as low as. Rates based on individual credit history. |
| up to 36 months | 7.00% | APR as low as. Rates based on individual credit history. |
2017-2019 Vehicle Loan
Rates subject to change and based on individual credit history. Loans subject to Risk Base Lending.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.50% | APR as low as. Rates based on individual credit history. |
| up to 36 months | 6.50% | APR as low as. Rates based on individual credit history. |
| up to 48 months | 6.50% | APR as low as. Rates based on individual credit history. |
| up to 60 months | 6.50% | APR as low as. Rates based on individual credit history. |
New 2025-2026 Vehicle Loan
Rates subject to change and based on individual credit history. Loans subject to Risk Base Lending.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.40% | APR as low as. Rates based on individual credit history. |
| up to 36 months | 4.40% | APR as low as. Rates based on individual credit history. |
| up to 48 months | 4.40% | APR as low as. Rates based on individual credit history. |
| up to 60 months | 4.40% | APR as low as. Rates based on individual credit history. |
| up to 72 months | 4.40% | APR as low as. Rates based on individual credit history. |
Used 2020-2024 Vehicle Loan
Rates subject to change and based on individual credit history. Loans subject to Risk Base Lending.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.50% | APR as low as. Rates based on individual credit history. |
| up to 36 months | 5.50% | APR as low as. Rates based on individual credit history. |
| up to 48 months | 5.50% | APR as low as. Rates based on individual credit history. |
| up to 60 months | 5.50% | APR as low as. Rates based on individual credit history. |
Who can join Moline Municipal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Rock Island County is eligible for membership.
Employers and groups
- Employees of Trinity Hospital / Unity Point Health are eligible for membership.
- Employees of the Metro bus system are eligible for membership.
Military, government and schools
- Employees of the City of Moline are eligible for membership.
- Employees of Moline Police and Fire departments are eligible for membership.
Family and household
- Family members of members can join.
Cost to join
- Membership requires a minimum deposit of $25 into a savings account to represent a share in MMCU and keep membership in good standing.
Membership information collected October 5, 2026.