Credit union · NCUA insured
Gas & Electric Credit Union Auto Loan Rates
Top CarrotGas & Electric Credit Union auto loans start at 4.40% APR for a new vehicle and 4.40% for a used one. Rates checked October 16, 2026.
How Gas & Electric Credit Union’s auto loan rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Gas & Electric Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Gas & Electric Credit Union
4.40%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
Auto Loan
2nd-lowest rate
Moline Municipal Credit Union
4.40%APR
- Terms
- up to 60 months
- Discount
- None included
3rd-lowest rate
Ascentra
4.74%APR
- Terms
- 24–60 months
- Discount
- Included in the rate
Gas & Electric Credit Union auto loan score
88
Auto loan score
Higher than 84% of U.S. banks and credit unions
- New vehicleNew4.40%
- Used vehicleUsed4.40%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Gas & Electric Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rate received is based on personal credit rating. Rates displayed reflect auto pay discount. Auto loan rates do not include motorcycles and RVs.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.40% | 2024 and Newer Vehicles 100% financing up to 72 months. Rate received is based on personal credit rating. Reflects auto pay discount. |
| up to 72 months | 4.90% | 2019-2023 Vehicles 80% financing up to 72 months. Rate received is based on personal credit rating. Reflects auto pay discount. |
| up to 72 months | 5.65% | 2019-2023 Vehicles 100% financing up to 72 months. Rate received is based on personal credit rating. Reflects auto pay discount. |
| — | 6.40% | 2018 and Older Vehicles 80% financing. Rate received is based on personal credit rating. Reflects auto pay discount. |
| — | 6.90% | 2018 and Older Vehicles 100% financing. Rate received is based on personal credit rating. Reflects auto pay discount. |
Sources (3)
All captured Oct 7, 2026
Who can join Gas & Electric Credit Union
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