Credit union · NCUA insured
Texas Plains Federal Credit Union Auto Loan Rates
Texas Plains Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.
How Texas Plains Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lubbock, TX, where Texas Plains Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Texas Plains Federal Credit Union
4.75%APR
- Terms
- up to 60 months
New and Used Vehicles
Lowest rate
ALLIANCE Credit Union
4.70%APR
- Terms
- —
2nd-lowest rate
Complex Community Federal Credit Union
4.70%APR
- Terms
- —
Texas Plains Federal Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Texas Plains Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Vehicles
Up to 100% financing. Discounts available. Also covers refinanced autos.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75% | — |
| up to 72 months | 5.00% | — |
| up to 84 months | 5.75% | — |
Who can join Texas Plains Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.