Credit union · Privately insured
ALLIANCE Credit Union Auto Loan Rates
Top CarrotALLIANCE Credit Union auto loans start at 4.70% APR for a new vehicle and 4.70% for a used one. Rates checked October 16, 2026.
How ALLIANCE Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lubbock, TX, where ALLIANCE Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
ALLIANCE Credit Union
4.70%APR
- Terms
- —
Auto Loan
2nd-lowest rate
Complex Community Federal Credit Union
4.70%APR
- Terms
- —
3rd-lowest rate
Texas Tech Credit Union
4.74%APR
- Terms
- up to 60 months
ALLIANCE Credit Union auto loan score
88
Auto loan score
Higher than 83% of U.S. banks and credit unions
- New vehicleNew4.70%
- Used vehicleUsed4.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ALLIANCE Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Available to Texas members for purchase or refinance of new and used vehicles.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.70% | Lowest Auto Rate APR. Rates may vary depending on each borrower's credit history, loan-to-value, collateral type, loan term, and the credit union's underwriting standards. |
Who can join ALLIANCE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible for membership if you live, work, or worship in specified Texas counties.
- You are eligible for membership if you live, work, worship, or attend school within a 10-mile radius of the Polaris or Golden Triangle Branches.
Employers and groups
- Members of the Cornerstone Credit Union Foundation qualify for membership.
- Members of the Friends of the Lubbock Library qualify for membership.
Family and household
- You are eligible for membership if your spouse or any immediate family members live, work, or worship in specified Texas counties.
Cost to join
- A $5 minimum deposit is required to open a share (savings) account.
Membership information collected October 5, 2026.