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Credit union · NCUA insured

Complex Community Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 94Top Carrot

Complex Community Federal Credit Union auto loans start at 4.70% APR for a new vehicle and 4.70% for a used one. Rates checked October 16, 2026.

How Complex Community Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Odessa, TX, where Complex Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 94

    This credit union’s lowest

    Complex Community Federal Credit Union

    4.70%APR

    Terms
    —

    Auto Loan

  • 2nd-lowest rate

    West Texas CU

    4.74%APR

    Terms
    up to 72 months

    West Texas CU rates

  • 3rd-lowest rate

    Odessa Employees' Credit Union

    4.75%APR

    Terms
    up to 60 months

    Odessa Employees' Credit Union rates

Compare auto loan rates near you →

Complex Community Federal Credit Union auto loan score

88

Auto loan score

Higher than 83% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.70%
  • Used vehicleUsed4.70%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Complex Community Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Complex Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or attend school in Ector, Midland, Howard, Winkler, Andrews, Martin, Gaines, Ward, Crane, Upton, Reeves, Pecos, Lubbock, Hockley, or Terry counties are eligible for membership.

Family and household

  • A family member or roommate of an existing Complex Community Federal Credit Union member is eligible for membership.

Cost to join

  • An account can be opened with a minimum initial deposit of $25.00.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Complex Community Federal Credit Union overview