Credit union · NCUA insured
Texas Health Credit Union Auto Loan Rates
Top CarrotTexas Health Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.
How Texas Health Credit Union’s auto loan rates compare
Compared with banks and credit unions near Dallas, TX, where Texas Health Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Texas Health Credit Union
4.49%APR
- Terms
- —
Auto Loans
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
Texas Health Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Texas Health Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership required. Subject to credit approval. Simple interest with no pre-payment penalty. Rates, terms, and conditions are determined by overall creditworthiness, collateral value, amount financed, and other factors.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.49% | Rates as low as 4.49% APR. Rates, terms, and conditions are determined by overall creditworthiness, collateral value, amount financed, and other factors. |
Auto Refinance
Membership required. Subject to credit approval. Rates, terms, and conditions are determined by overall creditworthiness, collateral value, amount financed, and other factors.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.49% | Rates as low as 4.49% APR. |
Who can join Texas Health Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends schools, or worships within 10 miles of the office at 4800 Grover Avenue.
Employers and groups
- Membership is open to members and employees of Texas Public Health Association.
- Membership is open to employees of Whole Foods Market.
Military, government and schools
- Membership is open to employees of the Department of State Health Services.
Family and household
- Membership is open to family members of any credit union member.
Cost to join
- Membership requires opening a $25 savings account to access accounts and loan products.
Membership information collected October 5, 2026.