Credit union · NCUA insured
Texas Health Credit Union Credit Card Rates
Top CarrotTexas Health Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Texas Health Credit Union’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Texas Health Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Texas Health Credit Union
9.90%APR
MasterCard Gold
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Texas Health Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Texas Health Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard
Membership required. Subject to credit approval. Rates and terms are determined by overall creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | 25-day grace period on purchases if previous balance paid in full. |
Sources (3)
All captured Oct 16, 2026
MasterCard Gold
Offers higher credit lines. Membership required. Subject to credit approval. Rates and terms are determined by overall creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | 25-day grace period on purchases if previous balance paid in full. |
Sources (3)
All captured Oct 16, 2026
Who can join Texas Health Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends schools, or worships within 10 miles of the office at 4800 Grover Avenue.
Employers and groups
- Membership is open to members and employees of Texas Public Health Association.
- Membership is open to employees of Whole Foods Market.
Military, government and schools
- Membership is open to employees of the Department of State Health Services.
Family and household
- Membership is open to family members of any credit union member.
Cost to join
- Membership requires opening a $25 savings account to access accounts and loan products.
Membership information collected October 5, 2026.