Credit union · NCUA insured
Southern Teachers & Parents FCU Savings Rates
Southern Teachers & Parents FCU’s best savings rate is 0.25% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Southern Teachers & Parents FCU’s savings rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Southern Teachers & Parents FCU has the most branches. $10,000, best rate first.
This credit union’s best
Southern Teachers & Parents FCU
0.25%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $25
Regular Savings
Top rate
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Ascension Credit Union
3.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $360
Southern Teachers & Parents FCU savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southern Teachers & Parents FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.25%APY
Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly.Any balance | 0.25% | $25 | Dividends paid quarterly. |
Special-purpose accounts
Individual Retirement Account
0.50%APY
Dividends paid quarterly. Covers Traditional IRA, Roth IRA, and Educational IRA. No required subsequent deposits, setup or maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly. No required subsequent deposits, setup or maintenance fees.Any balance | 0.50% | $50 | Dividends paid quarterly. No required subsequent deposits, setup or maintenance fees. |
Who can join Southern Teachers & Parents FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, or attend school in the underserved designations of East Baton Rouge Parish.
Employers and groups
- Eligible if you are a church member in Baton Rouge, Terrebonne, or Lafourche Parishes (call for details).
Military, government and schools
- Eligible if you are an alumnus, employee, parent, or student of Southern University.
- Eligible if you are an employee of Assumption, East Baton Rouge, Lafourche, or West Feliciana Parishes.
- Eligible if you are an employee of the City of Thibodaux or Lafourche Parish Juvenile Justice Facility.
Membership information collected October 5, 2026.