Credit union · NCUA insured
Southern Teachers & Parents FCU Credit Card Rates
Southern Teachers & Parents FCU credit cards start at 12.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Southern Teachers & Parents FCU’s credit card rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Southern Teachers & Parents FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Southern Teachers & Parents FCU
12.50%APR
- Annual fee
- $15
Visa Credit Card
Lowest rate
BRECO FCU
7.90%APR
- Annual fee
- None
2nd-lowest rate
DOCCU
8.90%APR
- Annual fee
- None
Southern Teachers & Parents FCU credit card score
69
Credit card score
Higher than 23% of U.S. banks and credit unions
- Purchase APRPurchase APR12.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southern Teachers & Parents FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
For California borrowers, the card is secured by personal property, purchased goods, and pledged/held shares with the credit union (excluding IRA shares).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | $15 | Fixed APR of 12.50% applies to purchases, balance transfers, and cash advances. |
Sources (2)
All captured Oct 7, 2026
Who can join Southern Teachers & Parents FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, or attend school in the underserved designations of East Baton Rouge Parish.
Employers and groups
- Eligible if you are a church member in Baton Rouge, Terrebonne, or Lafourche Parishes (call for details).
Military, government and schools
- Eligible if you are an alumnus, employee, parent, or student of Southern University.
- Eligible if you are an employee of Assumption, East Baton Rouge, Lafourche, or West Feliciana Parishes.
- Eligible if you are an employee of the City of Thibodaux or Lafourche Parish Juvenile Justice Facility.
Membership information collected October 5, 2026.