Credit union · NCUA insured
Service Plus Credit Union Auto Loan Rates
Service Plus Credit Union auto loans start at 5.75% for a used one. Rates checked October 16, 2026.
How Service Plus Credit Union’s auto loan rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Service Plus Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Service Plus Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Gas & Electric Credit Union
4.40%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
2nd-lowest rate
Moline Municipal Credit Union
4.40%APR
- Terms
- up to 60 months
- Discount
- None included
Service Plus Credit Union auto loan score
67
Auto loan score
Higher than 19% of U.S. banks and credit unions
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Service Plus Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Used Auto 2024 or Newer
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Simple interest used to calculate payment. Membership open to those who live or work in Moline, Silvis, East Moline, Rock Island, or Rock Island County or Henry County.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.25% | New 2026 through 2024 models. Rate is as low as 5.25% APR. |
| up to 48 months | 5.25% | New 2026 through 2024 models. Rate is as low as 5.25% APR. |
| up to 60 months | 5.25% | New 2026 through 2024 models. Rate is as low as 5.25% APR. |
| up to 72 months | 5.25% | New 2026 through 2024 models. Rate is as low as 5.25% APR. |
| up to 84 months | 5.25% | New 2026 through 2024 models. Rate is as low as 5.25% APR. |
Sources (3)
All captured Oct 7, 2026
Used Auto (2015 & Older)
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Membership open to those who live or work in Moline, Silvis, East Moline, Rock Island, or Rock Island County or Henry County.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.00% | 2015 & Older models. Rate is as low as 8.00% APR. |
Sources (3)
All captured Oct 7, 2026
Used Auto (2016-2019)
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Membership open to those who live or work in Moline, Silvis, East Moline, Rock Island, or Rock Island County or Henry County.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.25% | 2016-2019 models. Rate is as low as 6.25% APR. |
| up to 48 months | 6.50% | 2016-2019 models. Rate is as low as 6.50% APR. |
Sources (3)
All captured Oct 7, 2026
Used Auto (2020-2023)
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Membership open to those who live or work in Moline, Silvis, East Moline, Rock Island, or Rock Island County or Henry County.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.50% | 2020-2023 models. Rate is as low as 5.50% APR. |
| up to 48 months | 5.50% | 2020-2023 models. Rate is as low as 5.50% APR. |
| up to 60 months | 5.75% | 2020-2023 models. Rate is as low as 5.75% APR. |
| up to 72 months | 6.00% | 2020-2023 models. Rate is as low as 6.00% APR. |
Sources (3)
All captured Oct 7, 2026
Who can join Service Plus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals residing or working in Rock Island and Henry counties in Illinois.
Family and household
- Membership is open to family members of current members.
Membership information collected October 5, 2026.