Credit union · NCUA insured
Service Plus Credit Union Credit Card Rates
Service Plus Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Service Plus Credit Union’s credit card rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Service Plus Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Service Plus Credit Union
8.90%APR
- Up to
- 15.90% APR
Service Plus VISA Credit Card
Lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
Gas & Electric Credit Union
8.90%APR
- Up to
- —
Service Plus Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Service Plus Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Service Plus VISA Credit Card
Must be a member of Service Plus Credit Union. Applications subject to approval; rates determined based on creditworthiness. Features no annual fee, no balance transfer fees, and a 25-day interest-free grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90%–15.90% | None | Standard ongoing APR determined based on creditworthiness. |
| Intro, 6 months | 4.90% | None | Introductory APR for balance transfers for a period of six billing cycles. After that, APR will be 8.90% to 15.90% based on creditworthiness. |
| Intro, 6 months | 1.99% | None | Promotional introductory APR for 6 months on purchases for new accounts opened between October 1, 2024 and December 7, 2024. Remaining balances migrate to standard APR thereafter. |
Sources (3)
- service-pluscu.org/loans/credit-cards
- service-pluscu.org/loans/loan-rates
- service-pluscu.org/credit-card-promotions
All captured Oct 16, 2026
Who can join Service Plus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals residing or working in Rock Island and Henry counties in Illinois.
Family and household
- Membership is open to family members of current members.
Membership information collected October 5, 2026.