Credit union · NCUA insured
Select Seven CU Credit Card Rates
Select Seven CU credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Select Seven CU’s credit card rates compare
Compared with banks and credit unions near Johnson City, TN, where Select Seven CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Select Seven CU
10.00%APR
- Up to
- 16.25% APR
VISA Credit Card
Lowest rate
United Southeast Federal Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
Appalachian Community Federal Credit Union
9.80%APR
- Up to
- —
Select Seven CU credit card score
81
Credit card score
Higher than 57% of U.S. banks and credit unions
- Purchase APRPurchase APR10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Select Seven CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
No annual fee on VISA Credit Card Accounts, no SSCU fee for cash advances, and a 25-day grace period. If you pay your full balance by the due date, there are no finance charges for the new purchases appearing on your monthly statement.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.00%–16.25% | None | Rates are based on the fair isaac scores contained within a credit report. Rate based on creditworthiness and term of loan. |
Who can join Select Seven CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Washington, Carter, Unicoi, Hawkins, or Sullivan Counties in Tennessee, or Scott and Washington Counties in Virginia are eligible for membership.
Family and household
- Individuals who have a family member who is already a member of SSCU are eligible for membership.
Other ways
- Businesses and other legal entities located in Washington, Carter, Unicoi, Hawkins, or Sullivan Counties in Tennessee, or Scott and Washington Counties in Virginia are eligible for membership.
Membership information collected October 5, 2026.