Credit union · NCUA insured
United Southeast Federal Credit Union Credit Card Rates
Top CarrotUnited Southeast Federal Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How United Southeast Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Kingsport, TN-VA, where United Southeast Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
United Southeast Federal Credit Union
7.90%APR
Visa Credit Card Platinum Preferred
2nd-lowest rate
National Bank of Blacksburg
9.00%APR
3rd-lowest rate
Appalachian Community Federal Credit Union
9.80%APR
United Southeast Federal Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where United Southeast Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card Platinum
Membership is established by maintaining $5 in a share/savings account with USFCU. Line Amount: $500-$7,500. CURewards Bonus Points Program. Grace period: at least 25 days after the close of each billing cycle to avoid paying interest on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Purchases, Balance Transfers, and Cash Advances APR: 12.99%. Penalty APR: None. Balance Transfer Fee: None. Cash Advance Fee: None. Over-the-credit-limit Fee: None. Minimum Interest Charge: $0.00. |
Visa Credit Card Platinum Plus
Membership is established by maintaining $5 in a share/savings account with USFCU. Line Amount: $500-$25,000 (or $2,500-$15,000 under disclosure guidelines). CURewards Bonus Points Program. Grace period: at least 25 days after the close of each billing cycle to avoid paying interest on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.89% | None | Purchases, Balance Transfers, and Cash Advances APR: 9.89%. Penalty APR: None. Balance Transfer Fee: None. Cash Advance Fee: None. Over-the-credit-limit Fee: None. Minimum Interest Charge: $0.00. |
Visa Credit Card Platinum Preferred
Membership is established by maintaining $5 in a share/savings account with USFCU. Line Amount: $500-$50,000 (or $5,000-$50,000 under disclosure guidelines). CURewards Premium Bonus Points Program. Grace period: at least 25 days after the close of each billing cycle to avoid paying interest on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Purchases, Balance Transfers, and Cash Advances APR: 7.90%. Penalty APR: None. Balance Transfer Fee: None. Cash Advance Fee: None. Over-the-credit-limit Fee: None. Minimum Interest Charge: $0.00. |
Visa Credit Card Share Secured Platinum
Membership is established by maintaining $5 in a share/savings account with USFCU. Limits: $500-$7,500. Share secured.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Penalty APR: None. Grace period: at least 25 days after the close of each billing cycle to avoid paying interest on purchases. Minimum Interest Charge: $0.00. |
Who can join United Southeast Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.