Credit union · NCUA insured
Appalachian Community Federal Credit Union Credit Card Rates
Top CarrotAppalachian Community Federal Credit Union credit cards start at 9.80% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Appalachian Community Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Kingsport, TN-VA, where Appalachian Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Appalachian Community Federal Credit Union
9.80%APR
ACFCU Visa Platinum Choice Credit Card
Lowest rate
United Southeast Federal Credit Union
7.90%APR
2nd-lowest rate
National Bank of Blacksburg
9.00%APR
Appalachian Community Federal Credit Union credit card score
87
Credit card score
Higher than 77% of U.S. banks and credit unions
- Purchase APRPurchase APR9.80%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Appalachian Community Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
ACFCU Visa Platinum Choice Credit Card
ACFCU membership required. Rates dependent on credit performance at the time of official credit card loan application. Applicants under age 21 must prove sufficient employment and income to qualify.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.80% | None | Open-End (Revolving). Rate is as low as 9.80%. |
| Ongoing | 9.80%–17.90% | None | Rate depends on creditworthiness for purchases. |
Sources (3)
- myacfcu.org/Rates/Loan-Rates
- myacfcu.org/Documents/Disclosu…isclosure-(002)12-23.pdf
- myacfcu.org/Borrow/Credit-Cards
All captured Oct 15, 2026
Secured Visa Platinum Credit Card
ACFCU membership required. Secured credit card option for members looking to build or rebuild credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.50% | None | Open-End (Revolving). Fixed rate. |
One more rate on its site comes from an older rate sheet (2023) and isn’t shown as current.
Who can join Appalachian Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.