Select Employees Credit Union Savings & Money Market Rates

How Select Employees Credit Union’s savings rates compare

Compared with banks and credit unions near Sterling, IL, where Select Employees Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Select Employees Credit Union
1.00%APY
Requires
None
Minimum
$25
Earns on $10,000 a year
$100
Regular Shares
Top rate
Central Bank Illinois
4.00%APY
Requires
Monthly account activity
Minimum
$100
Earns on $10,000 a year
$400
Central Bank Illinois rates
2nd-highest rate
U.S. Bank
2.00%APY
Requires
Another account
Minimum
$25
Earns on $10,000 a year
$200
U.S. Bank rates

Compare savings rates near you →

Savings score

Higher than 73% of U.S. banks and credit unions

By balance

$1,000 balance$1,0001.00%
$10,000 balance$10,0001.00%
$100,000 balance$100,0003.00%
QualifiedQualified1.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Select Employees Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Cuima

1.00%APY

Minimum deposit or withdrawal of at least $250.00 required.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upMinimum deposit or withdrawal of at least $250.00 required.	1.00%	$100	Minimum deposit or withdrawal of at least $250.00 required.
$25,000 and upMinimum deposit or withdrawal of at least $250.00 required.	2.00%	—	Minimum deposit or withdrawal of at least $250.00 required.
$50,000 and upMinimum deposit or withdrawal of at least $250.00 required.	3.00%	—	Minimum deposit or withdrawal of at least $250.00 required.

Sources (1)

selectcu.com/accounts/regular-shares · captured Sep 17, 2026

Regular Shares

1.00%APY$25 to open

Minimum balance of $25.00 required. Opening regular shares enables access to other credit union products and services.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and up$100.00 minimum balance required to receive dividends; $25.00 minimum balance required.$100 and up	1.00%	$100	$100.00 minimum balance required to receive dividends; $25.00 minimum balance required.

Sources (1)

selectcu.com/accounts/regular-shares · captured Sep 17, 2026

Special-purpose accounts

Special Shares

1.00%APYClub

Separate savings account typically used to hold funds for vacations or property taxes.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and up$100.00 minimum balance required to receive dividends.$100 and up	1.00%	$100	$100.00 minimum balance required to receive dividends.

Sources (2)

All captured Sep 17, 2026

Christmas Club

0.10%APYClub$25 to open

All funds are transferred into regular shares on October 1st. Withdrawals can be made in branch or by requesting a check.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and up$25.00 minimum balance required to receive dividends. All funds transferred to regular shares on October 1st.$25 and up	0.10%	$10	$25.00 minimum balance required to receive dividends. All funds transferred to regular shares on October 1st.

Sources (2)

All captured Sep 17, 2026

Who can join Select Employees Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Eligibility is open to employees of the credit union's Select Groups.

Family and household

Eligibility is open to relatives of existing account holders, including a parent, grandparent, sibling, aunt, uncle, cousin, spouse, child, or in-law.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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