Credit union · NCUA insured
Select Employees Credit Union Auto Loan Rates
Top CarrotSelect Employees Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.
How Select Employees Credit Union’s auto loan rates compare
Compared with banks and credit unions near Sterling, IL, where Select Employees Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Select Employees Credit Union
4.49%APR
- Terms
- 49–60 months
- Up to
- 8.74% APR
New or Used Auto
2nd-lowest rate
Advantage One Credit Union
4.80%APR
- Terms
- —
- Up to
- —
3rd-lowest rate
First Federal Savings Bank
5.49%APR
- Terms
- up to 60 months
- Up to
- —
Select Employees Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Select Employees Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New or Used Auto
Financing up to 115%.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99%–6.98% | — |
| 37–48 months | 4.24%–7.49% | — |
| 49–60 months | 4.49%–8.74% | — |
| 61+ months | 4.74%–8.99% | — |
Sources (1)
- selectcu.com/loans/vehicle-loans · captured Oct 7, 2026
Who can join Select Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligibility is open to employees of the credit union's Select Groups.
Family and household
- Eligibility is open to relatives of existing account holders, including a parent, grandparent, sibling, aunt, uncle, cousin, spouse, child, or in-law.
Membership information collected October 5, 2026.