Credit union · NCUA insured
Advantage One Credit Union Credit Card Rates
Top CarrotAdvantage One Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Advantage One Credit Union’s credit card rates compare
Compared with banks and credit unions near Sterling, IL, where Advantage One Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Advantage One Credit Union
8.99%APR
- Up to
- 11.50% APR
VISA Credit Card
2nd-lowest rate
Select Employees Credit Union
9.90%APR
- Up to
- —
3rd-lowest rate
Morton Community Bank
11.00%APR
- Up to
- —
Advantage One Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Advantage One Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Save money with no annual fee; no cash advance transaction fee; 25-day grace period on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99%–11.50% | None | — |
VISA Platinum Credit Card
No annual fee; no cash advance transaction fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Starting at 8.99% APR (everyday rate, not a promotional rate). |
Sources (2)
All captured Oct 7, 2026
Who can join Advantage One Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who resides, works, worships, or attends school in Bureau, Carroll, Henry, Lee, Ogle, Rock Island, or Whiteside County, IL, or within a 35-mile radius of the main branch in Morrison, IL.
Cost to join
- Joining requires depositing $25 or more into a new share account (savings account).
Membership information collected October 5, 2026.