Bank · FDIC insured
First Federal Savings Bank Auto Loan Rates
First Federal Savings Bank auto loans start at 5.49% APR for a new vehicle. Rates checked October 16, 2026.
How First Federal Savings Bank’s auto loan rates compare
Compared with banks and credit unions near Ottawa, IL, where First Federal Savings Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
First Federal Savings Bank
5.49%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
Lowest rate
Illinois State Credit Union
4.24%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Credit Union 1
4.39%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
First Federal Savings Bank auto loan score
67
Auto loan score
Higher than 20% of U.S. banks and credit unions
- New vehicleNew5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Federal Savings Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Financing available for qualified borrowers on new or used vehicles. All loans are subject to credit and underwriting approval. Certain fees and restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.49% | Applies to NEW: 2025 - 2026 vehicles. Payment per $1,000 borrowed is $19.10. Interest rate will vary depending on credit score, term, and year of auto. Subject to credit and underwriting approval. |
| up to 72 months | 5.99% | Applies to NEW: 2025 - 2026 vehicles. Payment per $1,000 borrowed is $16.57. APR calculated based on a loan amount of $20,000 over 72 months with a monthly payment of $331.43. Interest rate will vary depending on credit score, term, and year of auto. Subject to credit and underwriting approval. |
Sources (3)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.