Credit union · NCUA insured
Security First Credit Union Auto Loan Rates
Security First Credit Union auto loans start at 5.70% APR for a new vehicle and 5.70% for a used one. Rates checked October 16, 2026.
How Security First Credit Union’s auto loan rates compare
Compared with banks and credit unions near McAllen, TX, where Security First Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Security First Credit Union
5.70%APR
- Terms
- up to 84 months
- Up to
- 7.95% APR
Auto Loan
Lowest rate
NAFT Federal Credit Union
3.49%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
Highway District 21 Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Up to
- —
Security First Credit Union auto loan score
70
Auto loan score
Higher than 27% of U.S. banks and credit unions
- New vehicleNew5.70%
- Used vehicleUsed5.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Security First Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Membership required. Subject to credit approval. Terms, conditions, and restrictions apply. New or used vehicle purchase or refinance. Existing Security First Credit Union auto loans are not eligible for refinancing.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.70%–7.95% | Subject to credit approval. Terms, conditions, and restrictions apply. Existing Security First Credit Union auto loans are not eligible for refinancing. |
Sources (1)
- securityfirstcu.com/loans · captured Oct 7, 2026
Who can join Security First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Cameron, Hidalgo, Starr, or Willacy counties are eligible to join.
Family and household
- Immediate relatives (including children, grandchildren, grandparents, parents, siblings, and spouses) and household members of current members are eligible for membership.
Cost to join
- A minimum deposit of $5.00 is required to open a membership share account.
Membership information collected October 5, 2026.