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Credit union · NCUA insured

Seaport Federal Credit Union Auto Loan Rates

Seaport Federal Credit Union auto loans start at 5.25% APR for a new vehicle and 5.75% for a used one. Rates checked October 22, 2026.

How Seaport Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near New York, NY-NJ, where Seaport Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Seaport Federal Credit Union

    5.25%APR

    Terms
    up to 60 months
    Discount
    None included

    New Auto

  • Lowest rate

    Westchester Schools FCU

    2.90%APR

    Terms
    up to 72 months
    Discount
    None included

    Westchester Schools FCU rates

  • 2nd-lowest rate

    PSFCU

    3.50%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    PSFCU rates

Compare auto loan rates near you →

Seaport Federal Credit Union auto loan score

72

Auto loan score

Higher than 31% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.25%
  • Used vehicleUsed5.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Seaport Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Seaport Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Membership is open to employees of APM Terminals.
  • Membership is open to employees of Global Container Terminals.
  • Membership is open to members of the International Longshoremen’s Association.
  • Membership is open to employees of Maher Terminals.

Family and household

  • Membership is open to immediate family members of a Seaport FCU member, including spouse, domestic partner, parent, sibling, child, grandparent, or grandchild.

Cost to join

  • A minimum deposit of $5.00 is required if enrolling in Direct Deposit.
  • A minimum deposit of $100.00 is required if not enrolling in Direct Deposit.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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