Credit union · NCUA insured
Seaport Federal Credit Union Credit Card Rates
Seaport Federal Credit Union credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Seaport Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Seaport Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Seaport Federal Credit Union
12.00%APR
VISA
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
Seaport Federal Credit Union credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Seaport Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Revolving term. APR varies based on credit score. |
Sources (1)
- seaportfcu.org/wp-content/uplo…Chart-01-13-2026-153.pdf · captured Oct 7, 2026
Who can join Seaport Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of APM Terminals.
- Membership is open to employees of Global Container Terminals.
- Membership is open to members of the International Longshoremen’s Association.
- Membership is open to employees of Maher Terminals.
Family and household
- Membership is open to immediate family members of a Seaport FCU member, including spouse, domestic partner, parent, sibling, child, grandparent, or grandchild.
Cost to join
- A minimum deposit of $5.00 is required if enrolling in Direct Deposit.
- A minimum deposit of $100.00 is required if not enrolling in Direct Deposit.
Membership information collected October 5, 2026.