Credit union · NCUA insured
Westchester Schools FCU Auto Loan Rates
Westchester Schools FCU auto loans start at 2.90% APR for a new vehicle and 3.90% for a used one. Rates checked October 16, 2026.
How Westchester Schools FCU’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where Westchester Schools FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
New Car
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
3rd-lowest rate
Sunmark Credit Union
3.74%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Westchester Schools FCU auto loan score
99
Auto loan score
Higher than 99% of U.S. banks and credit unions
- New vehicleNew2.90%
- Used vehicleUsed3.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Westchester Schools FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car
Up to a 6-year pay-back on autos, and 100% financing, including taxes. Rate based on creditworthiness and term of loan. Dealer matching program available.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 2.90% | Call for details, conditions, or restrictions. Call about dealer matching program. |
Sources (1)
- westchesterschoolsfcu.org/loans · captured Oct 6, 2026
Used Car
Up to a 6-year pay-back on autos, and 100% financing, including taxes. Rate based on creditworthiness and term of loan. Dealer matching program available.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 3.90%–7.90% | Call for details, conditions, or restrictions. Call about dealer matching program. |
Sources (1)
- westchesterschoolsfcu.org/loans · captured Oct 6, 2026
Who can join Westchester Schools FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.