Credit union · NCUA insured
San Diego Firefighters Federal Credit Union Credit Card Rates
Top CarrotSan Diego Firefighters Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How San Diego Firefighters Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near San Diego, CA, where San Diego Firefighters Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
San Diego Firefighters Federal Credit Union
9.90%APR
- Annual fee
- $35
- Up to
- —
Visa Platinum
Lowest rate
Certified Federal Credit Union
8.90%APR
- Annual fee
- None
- Up to
- 17.90% APR
2nd-lowest rate
Frontwave Credit Union
9.50%APR
- Annual fee
- None
- Up to
- —
San Diego Firefighters Federal Credit Union credit card score
81
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where San Diego Firefighters Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Membership eligibility applies. On approved credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Rate as low as 12.90% APR based on creditworthiness. Credit limit up to $10,000. No annual fee. |
Visa Gold
Membership eligibility applies. On approved credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Rate as low as 11.90% APR based on creditworthiness. Credit limit up to $20,000. No annual fee. |
Visa Platinum
Also referred to as Platinum Preferred. Membership eligibility applies. On approved credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | $35 | Rate as low as 9.90% APR based on creditworthiness. Credit limit up to $30,000. $35 annual fee. |
Who can join San Diego Firefighters Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of Firefighter Related Organizations are eligible for membership.
Military, government and schools
- Employed and compensated or retired firefighters, fire department personnel, and lifeguards permanently assigned to any Fire Department located within San Diego County are eligible for membership.
Family and household
- Immediate family members of eligible members, including spouse (or domestic partners living in the same household), children, grandchildren, siblings, parents, and grandparents, are eligible for membership.
Cost to join
- Membership requires opening a Regular Savings account with a $25 minimum deposit.
Membership information collected October 5, 2026.