Credit union · NCUA insured
Riverside Community Credit Union Savings Rates
Riverside Community Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Account. Rates checked October 16, 2026.
How Riverside Community Credit Union’s savings rates compare
Compared with banks and credit unions near Kankakee, IL, where Riverside Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Riverside Community Credit Union
0.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $25
Share Account
Top rate
Peoples Bank of Kankakee County
2.60%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $260
2nd-highest rate
CommonWealth Credit Union
2.02%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $202
Riverside Community Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Riverside Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Account
0.25%APY
Membership requires a $25 deposit into a savings/share account; a $25 balance must be maintained to remain eligible for products and services.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upAPY is the Annual Percentage Yield. Marketing pages state share account rates up to 0.25% APY.$25 and up | 0.25% | $25 | APY is the Annual Percentage Yield. Marketing pages state share account rates up to 0.25% APY. |
Special-purpose accounts
Christmas Club
0.25%APY
Separate holiday savings account that earns interest like regular savings. Members are encouraged to use automatic payroll deduction. In October, funds are transferred to members’ savings accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAPY is the Annual Percentage Yield. Product page states Christmas Club rates up to 0.25% APY.Any balance | 0.25% | $25 | APY is the Annual Percentage Yield. Product page states Christmas Club rates up to 0.25% APY. |
Sources (2)
All captured Oct 16, 2026
IRA Savings
0.25%APY
RCCU IRA savings wrapping Traditional, Roth, and Education IRA labels; official schedule lists the same 0.25% rate and 0.25% APY for each.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional IRA, Roth IRA, and Education IRA savings rows. APY is the Annual Percentage Yield. IRA page states Traditional and Roth IRA up to 0.25% APY.Any balance | 0.25% | $25 | Applies to Traditional IRA, Roth IRA, and Education IRA savings rows. APY is the Annual Percentage Yield. IRA page states Traditional and Roth IRA up to 0.25% APY. |
Who can join Riverside Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work within a 30-mile radius of the city of Kankakee.
Employers and groups
- Employees of a select employee group affiliated with Riverside CU are eligible for membership.
Family and household
- Family members of a current Riverside CU member are eligible for membership.
Cost to join
- A minimum deposit and ongoing balance of $25 in a savings account is required for membership.
Membership information collected October 5, 2026.