Credit union · NCUA insured
Riverside Community Credit Union Auto Loan Rates
Riverside Community Credit Union auto loans start at 4.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Riverside Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kankakee, IL, where Riverside Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Riverside Community Credit Union
4.00%APR
- Terms
- up to 60 months
New Vehicle
2nd-lowest rate
Fieldstone Credit Union
4.50%APR
- Terms
- —
3rd-lowest rate
Kankakee Federation of Teachers CU
4.50%APR
- Terms
- —
Riverside Community Credit Union auto loan score
89
Auto loan score
Higher than 88% of U.S. banks and credit unions
- New vehicleNew4.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Riverside Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
Model years 2025 and 2026. APR is the Annual Percentage Rate. Featured as low as 4.00% APR.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.00% | 2025 & 2026; as low as. |
| up to 72 months | 4.50% | 2025 & 2026; as low as. |
| up to 84 months | 4.75% | 2025 & 2026; as low as. |
Sources (3)
All captured Oct 7, 2026
Used Vehicle
APR is the Annual Percentage Rate. Featured as low as 5.00% APR.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.00% | 2024 & 2025; as low as. |
| up to 72 months | 5.25% | 2024 & 2025; as low as. |
| up to 84 months | 5.75% | 2024 & 2025; as low as. |
| up to 60 months | 5.50% | 2022 & 2023; as low as. |
| up to 72 months | 5.75% | 2022 & 2023; as low as. |
| up to 84 months | 6.25% | 2022 & 2023; as low as. |
| up to 60 months | 6.00% | 2020 & 2021; as low as. |
| up to 72 months | 6.25% | 2020 & 2021; as low as. |
| up to 84 months | 6.75% | 2020 & 2021; as low as. |
| up to 60 months | 6.50% | 2019; as low as. |
| up to 72 months | 6.75% | 2019; as low as. |
| up to 60 months | 7.00% | 2018; as low as. |
| up to 72 months | 7.25% | 2018; as low as. |
| — | 7.50%–21.00% | Older model years; as low as 7.50%-21%. Term not stated. |
Who can join Riverside Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work within a 30-mile radius of the city of Kankakee.
Employers and groups
- Employees of a select employee group affiliated with Riverside CU are eligible for membership.
Family and household
- Family members of a current Riverside CU member are eligible for membership.
Cost to join
- A minimum deposit and ongoing balance of $25 in a savings account is required for membership.
Membership information collected October 5, 2026.