Credit union · NCUA insured
Quantum Credit Union Savings Rates
Quantum Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Quantum Credit Union’s savings rates compare
Compared with banks and credit unions near Wichita, KS, where Quantum Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Quantum Credit Union
0.20%APY
- Minimum
- —
- Earns on $10,000 a year
- $20
Money Market Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Quantum Credit Union savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Quantum Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999Annual Percentage Yield (APY) will vary based on average deposit balance and length of time on deposit. Minimum balance may be required. | 0.15% | — | Annual Percentage Yield (APY) will vary based on average deposit balance and length of time on deposit. Minimum balance may be required. |
| $5,000 – $49,999Annual Percentage Yield (APY) will vary based on average deposit balance and length of time on deposit. Minimum balance may be required. | 0.20% | $20 | Annual Percentage Yield (APY) will vary based on average deposit balance and length of time on deposit. Minimum balance may be required. |
| $50,000 and upAnnual Percentage Yield (APY) will vary based on average deposit balance and length of time on deposit. Minimum balance may be required. | 0.30% | — | Annual Percentage Yield (APY) will vary based on average deposit balance and length of time on deposit. Minimum balance may be required. |
Sources (1)
- theq.org/rates · captured Oct 16, 2026
Savings Account
0.05%APY
Part of Quantum membership when you deposit a minimum of $5. As long as you maintain that balance, your Share Savings account is always free, with no service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum $5 deposit required. APY will vary based on average deposit balance and length of time on deposit. Minimum balance may be required.Any balance | 0.05% | $5 | Minimum $5 deposit required. APY will vary based on average deposit balance and length of time on deposit. Minimum balance may be required. |
Special-purpose accounts
Kid's Account - Savings
0.05%APY
Youth savings account for kids (ages 0-12). $5 opening deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum $5 deposit required. APY will vary based on average deposit balance and length of time on deposit. Minimum balance may be required.Any balance | 0.05% | $5 | Minimum $5 deposit required. APY will vary based on average deposit balance and length of time on deposit. Minimum balance may be required. |
Youth Account - Savings
0.05%APY
Youth membership savings account for teens (ages 13-17). $5 opening deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum $5 deposit required. APY will vary based on average deposit balance and length of time on deposit. Minimum balance may be required.Any balance | 0.05% | $5 | Minimum $5 deposit required. APY will vary based on average deposit balance and length of time on deposit. Minimum balance may be required. |
Who can join Quantum Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Allen, Anderson, Butler, Coffey, Cowley, Franklin, Greenwood, Harvey, Kingman, Lyon, Osage, Reno, Sedgwick, Sumner, or Woodson County is eligible for membership.
Employers and groups
- Anyone employed in the communications industry, Western Resources, Inc., and its subsidiary companies, and participating affiliates, or Wolf Creek Nuclear Operating Corporation is eligible for membership.
Family and household
- Immediate family of those eligible for membership can join.
Cost to join
- A minimum savings deposit of $5 is required for membership.
Membership information collected October 4, 2026.