Credit union · NCUA insured
Quantum Credit Union Auto Loan Rates
Quantum Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 5, 2026.
How Quantum Credit Union’s auto loan rates compare
Compared with banks and credit unions near Wichita, KS, where Quantum Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Quantum Credit Union
5.49%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
Lowest rate
Andover State Bank
4.70%APR
- Terms
- —
- Discount
- Included in the rate
2nd-lowest rate
White Eagle Credit Union
4.90%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Quantum Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Quantum Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates based on creditworthiness and loan term for qualified borrowers. Model years 2025–2015. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99% | Model year 2025–2015; 48-month term; APR as low as based on creditworthiness. |
| up to 60 months | 5.49% | Model year 2025–2015; 60-month term; APR as low as based on creditworthiness. |
| up to 72 months | 5.75% | Model year 2025–2015; 72-month term; APR as low as based on creditworthiness. |
| up to 84 months | 6.25% | Model year 2025–2015; 84-month term; APR as low as based on creditworthiness. |
Sources (1)
- theq.org/rates · captured Oct 5, 2026
Motorcycle Loans
Rates based on creditworthiness and loan term for qualified borrowers. Model years 2025–2015. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99% | Model year 2025–2015; 48-month term; APR as low as based on creditworthiness. |
| up to 60 months | 5.49% | Model year 2025–2015; 60-month term; APR as low as based on creditworthiness. |
| up to 72 months | 5.75% | Model year 2025–2015; 72-month term; APR as low as based on creditworthiness. |
Sources (1)
- theq.org/rates · captured Oct 5, 2026
Who can join Quantum Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Allen, Anderson, Butler, Coffey, Cowley, Franklin, Greenwood, Harvey, Kingman, Lyon, Osage, Reno, Sedgwick, Sumner, or Woodson County is eligible for membership.
Employers and groups
- Anyone employed in the communications industry, Western Resources, Inc., and its subsidiary companies, and participating affiliates, or Wolf Creek Nuclear Operating Corporation is eligible for membership.
Family and household
- Immediate family of those eligible for membership can join.
Cost to join
- A minimum savings deposit of $5 is required for membership.
Membership information collected October 4, 2026.